/* FeatureHeld review package. Navy, cream, bronze. Founder storefront, then the briefs. */
:root {
  --navy: #0B1F3A;
  --navy-deep: #071526;
  --navy-mid: #16325A;
  --bronze: #B08D57;
  --bronze-light: #C9A96E;
  --bronze-dark: #8A6B3A;
  --cream: #F7F5F0;
  --cream-dark: #EDE9E0;
  --ink: #1A2332;
  --muted: #5A6575;
  --line: #D8D2C6;
  --white: #FFFFFF;
  --focus: #2B6CB0;
  --danger: #7A2E2E;
  --danger-bg: #F8EBE6;
  --radius: 20px;
  --radius-sm: 10px;
  --shadow: 0 12px 36px rgba(11, 31, 58, 0.08);
  --font: "Segoe UI", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", Arial, sans-serif;
  --max: 1080px;
  --sticky: 7.25rem;
}

*, *::before, *::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: var(--sticky);
  overflow-x: clip;
  -webkit-text-size-adjust: 100%;
  text-size-adjust: 100%;
}

body {
  margin: 0;
  font-family: var(--font);
  font-size: 1.125rem;
  line-height: 1.6;
  color: var(--ink);
  background: var(--cream);
  -webkit-font-smoothing: antialiased;
}

img, svg { display: block; max-width: 100%; }

a {
  color: var(--navy-mid);
  text-decoration-thickness: 1.5px;
  text-underline-offset: 3px;
}
a:hover { color: var(--bronze-dark); }
a, button, summary { touch-action: manipulation; }

:focus-visible {
  outline: 3px solid var(--focus);
  outline-offset: 3px;
}

.skip-link {
  position: absolute;
  left: 1rem;
  top: -100px;
  z-index: 1000;
  background: var(--navy);
  color: var(--white);
  padding: 0.6rem 1rem;
  border-radius: var(--radius-sm);
  text-decoration: none;
}
.skip-link:focus { top: 1rem; }

.sticky-stack {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--cream);
}

.review-banner {
  background: var(--navy-deep);
  color: var(--cream);
  text-align: center;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.55rem 1rem;
  border-bottom: 3px solid var(--bronze);
}

.site-header {
  background: rgba(247, 245, 240, 0.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
}

.header-inner {
  width: min(100% - 2.5rem, var(--max));
  margin-inline: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem 1.5rem;
  min-height: 4.25rem;
}

.logo {
  display: inline-flex;
  align-items: center;
  gap: 0.7rem;
  text-decoration: none;
  color: var(--navy);
  font-weight: 700;
  letter-spacing: -0.02em;
  flex: 0 0 auto;
}
.logo:hover { color: var(--navy); }
.logo-word { font-size: 1.05rem; line-height: 1.15; }
.logo-sub {
  display: block;
  font-weight: 600;
  font-size: 0.72rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--bronze-dark);
}

.site-nav { min-width: 0; }
.nav-fold { min-width: 0; }
.nav-summary { display: none; }
.nav-fold:not([open]) > ul,
.nav-fold[open] > ul { display: flex; }
.site-nav ul {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  align-items: center;
  gap: 0.15rem 0.35rem;
  list-style: none;
  margin: 0;
  padding: 0.35rem 0;
}
.site-nav a {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  padding: 0.2rem 0.55rem;
  color: var(--navy);
  text-decoration: none;
  font-size: 1rem;
  font-weight: 600;
  border-radius: 999px;
}
.site-nav a:hover { color: var(--bronze-dark); background: rgba(176, 141, 87, 0.12); }

.badge {
  display: inline-block;
  margin-left: 0.35rem;
  padding: 0.12rem 0.45rem;
  border-radius: 999px;
  background: var(--danger);
  color: var(--white);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  line-height: 1.3;
}

.container {
  width: min(100% - 2.5rem, var(--max));
  margin-inline: auto;
}

main { padding-bottom: 1rem; }

.hero {
  max-width: 38rem;
  padding: 2.15rem 0 0;
}
.kicker {
  margin: 0 0 0.85rem;
  color: var(--bronze-dark);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-size: 0.78rem;
}
h1 {
  margin: 0;
  font-size: clamp(2.35rem, 5.4vw, 3.7rem);
  line-height: 1.05;
  letter-spacing: -0.035em;
  color: var(--navy);
  font-weight: 700;
}
.package-name {
  margin: 1rem 0 0;
  color: var(--navy-mid);
  font-size: 1.05rem;
  font-weight: 650;
}
.lede {
  margin: 1rem 0 0;
  color: var(--ink);
  font-size: 1.2rem;
  line-height: 1.45;
}
.hero-action { margin: 1.75rem 0 0; }
.status-line {
  margin: 1.15rem 0 0;
  max-width: 36rem;
  color: var(--muted);
  font-size: 1rem;
  line-height: 1.45;
}
.status-line strong { color: var(--danger); font-weight: 700; }

.hero .btn {
  min-height: 56px;
  padding: 0.85rem 1.5rem;
  background: var(--bronze);
  border-color: var(--bronze-dark);
  color: var(--navy-deep);
  font-size: 1.125rem;
}
.hero .btn:hover {
  background: var(--bronze-light);
  border-color: var(--bronze-dark);
  color: var(--navy-deep);
}

.choices {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.15rem;
  margin: 1.85rem 0 3.5rem;
  padding: 0;
}
.choice {
  position: relative;
  display: flex;
  flex-direction: column;
  min-height: 0;
  padding: 1.55rem 1.5rem 1.3rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: var(--shadow);
}
.choice:hover {
  border-color: var(--bronze);
  box-shadow: 0 18px 44px rgba(11, 31, 58, 0.12);
}
section.choices h2.choice-title {
  margin: 0 0 0.7rem;
  padding: 0;
  border: 0;
  color: var(--navy);
  font-size: clamp(1.85rem, 2.4vw, 2.35rem);
  line-height: 1.1;
  letter-spacing: -0.03em;
  font-weight: 700;
}
.choice > p {
  margin: 0;
  font-size: 1.2rem;
  line-height: 1.4;
  color: var(--ink);
}
.choice-foot {
  margin-top: auto;
  padding-top: 1.15rem;
}
.choice .btn {
  width: 100%;
  justify-content: center;
  min-height: 52px;
  font-size: 1.05rem;
}
.choice .btn.stretch::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
}
.mini-links {
  position: relative;
  z-index: 2;
  display: flex;
  flex-wrap: wrap;
  gap: 0.15rem 1rem;
  margin: 0.7rem 0 0;
}
.mini-links a {
  position: relative;
  z-index: 2;
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  font-size: 0.98rem;
  font-weight: 600;
}

.reading {
  padding-bottom: 3rem;
}
.reading .container {
  padding-top: 0.5rem;
}

section {
  padding: 0 0 0.5rem;
  scroll-margin-top: var(--sticky);
}
#open, #overview, .choices { scroll-margin-top: var(--sticky); }

section h2 {
  margin: 0 0 0.85rem;
  padding-top: 3.25rem;
  color: var(--navy);
  font-size: clamp(1.85rem, 3vw, 2.4rem);
  line-height: 1.15;
  letter-spacing: -0.03em;
  font-weight: 700;
  border: 0;
}
section h3 {
  margin: 2.1rem 0 0.55rem;
  color: var(--navy-mid);
  font-size: 1.35rem;
  letter-spacing: -0.02em;
}
p { margin: 0.7rem 0; }
.muted { color: var(--muted); }

.open-box, .callout, .letter {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}
.open-box, .callout {
  padding: 1.35rem 1.4rem 1.25rem;
  margin: 1.25rem 0 1.5rem;
}
.open-box { box-shadow: var(--shadow); }
.callout {
  border-left: 4px solid var(--bronze);
  box-shadow: none;
}
.callout.warn {
  border-left-color: var(--danger);
  background: var(--danger-bg);
}
.callout h3, .open-box h2 {
  margin: 0 0 0.45rem;
  padding: 0;
  border: 0;
  font-size: 1.35rem;
}

pre, code {
  font-family: ui-monospace, "Cascadia Code", "Segoe UI Mono", Menlo, Consolas, monospace;
  font-size: 0.92rem;
}
pre {
  margin: 0.85rem 0 0;
  padding: 1rem 1.1rem;
  background: var(--navy-deep);
  color: var(--cream);
  border-radius: var(--radius-sm);
  overflow-x: auto;
  line-height: 1.5;
}
code {
  background: var(--cream-dark);
  padding: 0.08rem 0.35rem;
  border-radius: 4px;
  overflow-wrap: anywhere;
}
pre code {
  background: transparent;
  padding: 0;
  color: inherit;
  overflow-wrap: normal;
}

.table-wrap {
  overflow-x: auto;
  margin: 1rem 0 1.35rem;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--white);
  -webkit-overflow-scrolling: touch;
}
table {
  width: 100%;
  border-collapse: collapse;
  font-size: 1rem;
  min-width: 36rem;
}
caption {
  caption-side: bottom;
  text-align: left;
  padding: 0.65rem 0.85rem 0.75rem;
  color: var(--muted);
  font-size: 0.95rem;
}
th, td {
  text-align: left;
  vertical-align: top;
  padding: 0.75rem 0.85rem;
  border-bottom: 1px solid var(--line);
}
th {
  background: var(--navy);
  color: var(--cream);
  font-weight: 650;
}
tr:last-child td { border-bottom: 0; }
tbody tr:nth-child(even) td { background: #FBF9F6; }

ul, ol { margin: 0.45rem 0 0.9rem; padding-left: 1.3rem; }
li { margin: 0.4rem 0; }

.check { list-style: none; padding-left: 0; }
.check li {
  padding-left: 1.85rem;
  position: relative;
}
.check li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.35rem;
  width: 1.05rem;
  height: 1.05rem;
  border: 2px solid var(--navy-mid);
  border-radius: 3px;
  background: var(--white);
}

.link-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin: 0.85rem 0 0.2rem;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.35rem;
  font: inherit;
  font-weight: 700;
  font-size: 1rem;
  min-height: 48px;
  padding: 0.7rem 1.15rem;
  border-radius: 999px;
  border: 2px solid var(--navy);
  text-decoration: none;
  background: var(--navy);
  color: var(--white);
}
.btn:hover { background: var(--navy-mid); border-color: var(--navy-mid); color: var(--white); }
.btn-secondary {
  background: var(--white);
  color: var(--navy);
}
.btn-secondary:hover { background: var(--cream); color: var(--navy); border-color: var(--navy); }

.letter {
  position: relative;
  padding: 1.6rem 1.45rem 1.35rem;
  margin-top: 1rem;
  max-width: 42rem;
  box-shadow: var(--shadow);
}
.stamp {
  position: absolute;
  top: 1.1rem;
  right: 1.1rem;
  border: 3px solid var(--danger);
  color: var(--danger);
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 0.3rem 0.55rem;
  transform: rotate(8deg);
  border-radius: 4px;
  background: rgba(248, 235, 230, 0.92);
  font-size: 0.85rem;
}
.letter h3 { margin-top: 0; }
.meta {
  display: grid;
  gap: 0.2rem;
  margin: 0.5rem 0 1rem;
  font-size: 1.02rem;
}

footer {
  background: var(--navy);
  color: var(--cream);
  padding: 2.4rem 0 2.6rem;
}
footer a { color: var(--bronze-light); }
footer p { margin: 0.45rem 0; font-size: 1rem; line-height: 1.5; }
footer code { background: rgba(247, 245, 240, 0.12); color: var(--cream); }

@media (max-width: 1040px) {
  :root { --sticky: 8.75rem; }
  .header-inner {
    flex-direction: column;
    align-items: stretch;
    gap: 0.15rem;
    width: min(100% - 1.5rem, var(--max));
    padding: 0.45rem 0 0.2rem;
  }
  .nav-summary {
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 48px;
    margin: 0.15rem 0 0.35rem;
    padding: 0.55rem 1rem;
    border: 2px solid var(--navy);
    border-radius: 999px;
    background: var(--white);
    color: var(--navy);
    font-size: 1rem;
    font-weight: 700;
    cursor: pointer;
    list-style: none;
  }
  .nav-summary::-webkit-details-marker { display: none; }
  .nav-summary::marker { content: none; }
  .nav-summary::after {
    content: "Show";
    font-weight: 700;
    color: var(--bronze-dark);
  }
  .nav-fold[open] > .nav-summary::after { content: "Hide"; }
  .nav-fold:not([open]) > ul { display: none; }
  .nav-fold[open] > ul {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    justify-content: flex-start;
    gap: 0.2rem;
    padding: 0 0 0.45rem;
  }
  .site-nav a {
    width: 100%;
    min-height: 48px;
    justify-content: flex-start;
    padding: 0.45rem 0.85rem;
    border-radius: 12px;
    background: var(--white);
    white-space: normal;
  }
  .container { width: min(100% - 1.5rem, var(--max)); }
  .hero { padding-top: 1.6rem; }
  .choices { grid-template-columns: 1fr; margin-top: 2rem; }
  .choice { min-height: 0; width: 100%; }
  .link-row { flex-direction: column; align-items: stretch; }
  .link-row .btn { width: 100%; min-height: 48px; }
  .mini-links { flex-direction: column; align-items: stretch; gap: 0.15rem; }
  .mini-links a { width: 100%; }
  .stamp { position: static; display: inline-block; transform: none; margin-bottom: 0.75rem; }
  table { min-width: 32rem; }
  p, li, td, caption { overflow-wrap: anywhere; }
}

@media (max-width: 420px) {
  h1 { font-size: 2.15rem; }
  .hero .btn, .choice .btn { width: 100%; }
}

@media print {
  .sticky-stack { position: static; }
  .review-banner, footer { -webkit-print-color-adjust: exact; print-color-adjust: exact; }
  .choice .btn.stretch::after { content: none; }
  a { text-decoration: underline; }
}

/* Voya package page and feature card. Added 2026-10-05. */
.choice-feature {
  grid-column: 1 / -1;
  background: var(--navy);
  border-color: var(--navy-deep);
  color: var(--cream);
}
.choice-feature:hover { border-color: var(--bronze); }
section.choices .choice-feature h2.choice-title { color: var(--cream); }
.choice-feature > p { color: var(--cream); }
.choice-feature .choice-tag {
  margin: 0 0 0.6rem;
  color: var(--bronze-light);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.choice-feature .btn {
  background: var(--bronze);
  border-color: var(--bronze-dark);
  color: var(--navy-deep);
}
.choice-feature .btn:hover { background: var(--bronze-light); color: var(--navy-deep); }

.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin: 1rem 0 1.5rem;
}
.card-grid.two { grid-template-columns: repeat(2, 1fr); }
.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 1.3rem 1.3rem 1.15rem;
  display: flex;
  flex-direction: column;
}
.card h3 {
  margin: 0 0 0.45rem;
  color: var(--navy);
  font-size: 1.3rem;
  line-height: 1.2;
}
.card p { margin: 0.3rem 0; font-size: 1.05rem; line-height: 1.45; }
.card ul { margin: 0.3rem 0 0.4rem; font-size: 1.02rem; }
.card .btn { margin-top: auto; width: 100%; }
.card .card-num {
  margin: 0 0 0.35rem;
  color: var(--bronze-dark);
  font-weight: 700;
  font-size: 0.82rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.card .fmt { color: var(--muted); font-size: 0.98rem; }

.qa {
  margin: 0.7rem 0;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
}
.qa summary {
  display: flex;
  align-items: center;
  min-height: 52px;
  padding: 0.7rem 1rem;
  font-weight: 700;
  color: var(--navy);
  cursor: pointer;
  line-height: 1.35;
}
.qa summary::after {
  content: "+";
  margin-left: auto;
  padding-left: 0.75rem;
  color: var(--bronze-dark);
  font-size: 1.4rem;
  font-weight: 700;
}
.qa[open] summary::after { content: "\2212"; }
.qa > div { padding: 0 1rem 0.85rem; }
.qa > div p { margin: 0.35rem 0; }

.timeline { list-style: none; padding: 0; margin: 1rem 0 1.5rem; }
.timeline li {
  margin: 0 0 0.6rem;
  padding: 0.9rem 1.1rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 5px solid var(--bronze);
  border-radius: var(--radius-sm);
}
.timeline strong { display: block; color: var(--navy); }

.big-actions { display: grid; gap: 0.8rem; margin: 1rem 0 1.5rem; max-width: 34rem; }
.big-actions .btn { min-height: 56px; font-size: 1.125rem; width: 100%; }

@media (max-width: 1040px) {
  .card-grid, .card-grid.two { grid-template-columns: 1fr; }
}

/* Matt intro page. Added 2026-10-06. */
.cta-huge-wrap {
  margin: 1.25rem 0 2rem;
  max-width: 36rem;
}
.btn.cta-huge {
  display: flex;
  width: 100%;
  min-height: 64px;
  padding: 1.05rem 1.5rem;
  font-size: 1.25rem;
  background: var(--bronze);
  border-color: var(--bronze-dark);
  color: var(--navy-deep);
  text-align: center;
}
.btn.cta-huge:hover {
  background: var(--bronze-light);
  border-color: var(--bronze-dark);
  color: var(--navy-deep);
}
.cta-note {
  margin: 0.75rem 0 0;
  font-size: 1rem;
  line-height: 1.4;
}
#also .choices {
  margin-bottom: 2rem;
}
@media (max-width: 1040px) {
  .btn.cta-huge {
    min-height: 64px;
    font-size: 1.2rem;
  }
}

/* Glossary / Nomenclature. Added 2026-10-06. Thumb-friendly definition list. */
.glossary {
  margin: 1.5rem 0 2rem;
}
.glossary-intro {
  margin: 0 0 1rem;
  color: var(--muted);
  font-size: 1.05rem;
}
.glossary-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.65rem;
}
.glossary-list > li,
.glossary-item {
  margin: 0;
  padding: 0.95rem 1.1rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 5px solid var(--bronze);
  border-radius: var(--radius-sm);
}
.glossary-list dt,
.glossary-term {
  margin: 0 0 0.35rem;
  font-weight: 700;
  color: var(--navy);
  font-size: 1.05rem;
  line-height: 1.3;
}
.glossary-list dd,
.glossary-def {
  margin: 0;
  color: var(--ink);
  font-size: 1rem;
  line-height: 1.45;
}
.glossary-card {
  margin: 1.25rem 0 0;
  padding: 1.1rem 1.2rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
}
.glossary-card h3 {
  margin: 0 0 0.5rem;
  color: var(--navy);
  font-size: 1.15rem;
}
.glossary-card p {
  margin: 0 0 0.75rem;
}
.glossary-card .glossary-list {
  gap: 0.5rem;
}
.glossary-card .glossary-item {
  padding: 0.75rem 0.9rem;
}
@media (max-width: 1040px) {
  .glossary-list > li,
  .glossary-item {
    padding: 1rem 1rem;
  }
  .glossary-term {
    font-size: 1.1rem;
  }
}