Private preview · prepared for Matt · 2026-10-06

Welcome, Matt.

FeatureHeld helps employees understand the features of their employer retirement plan in plain language. It compares what people believe about match, vesting, fees, and defaults to what the plan document (SPD) actually says, then teaches the gaps and hands investment questions to a named adviser.

It matters because most people guess wrong about their own plan rules. Closing that perception gap is FeatureHeld's one job.

For Matt's review only. Not for distribution.

Try the demo

Best place to start on your phone. Synthetic data only. No login. Tap through the full flow.

Open employee demo

Demo mode on. Works on iPhone. No real plan data.

What you will do in 5 steps

Step 1

Pulse

Answer a short set of questions about plan features. Sample answers available for a fast walkthrough.

Step 2

Parse SPD

See plan features in plain language from a synthetic SPD. Nothing is uploaded to a server in the demo.

Step 3

Gap

Side by side: what you believed versus what the document says about match, vesting, fees, and defaults.

Step 4

Teach

One feature per lesson. By age band and role only. Education, not advice.

Step 5

Adviser handoff

Builds a calendar invite you can download. Nothing is auto-sent. Questions about what to buy go to the named adviser.

Glossary

A few plain-English terms (tap to expand)

SPD: Summary Plan Description. The plain-language booklet that explains how the retirement plan works for employees.
Pulse: A short set of questions that measures what employees believe about plan features.
Gap: The difference between what an employee believes about a feature and what the plan document actually says.
Synthetic SPD: Demo sample data only. Not a real employer's plan document.
JIG: Job in General. A licensed job-satisfaction scale used in the 2008 Clark dissertation research. FeatureHeld does not sell or resell JIG. The demo pulse is a separate educational set, not the JIG scale.
Cliff vs graded vesting: Two common ways employer contributions become yours over time. Cliff vesting: you own 0% until a set year, then 100% at once. Graded vesting: you own a rising percent each year until you reach 100%. Your plan SPD says which schedule applies.
Fees: What it costs to run and invest in the plan, such as admin fees, investment expense ratios, and sometimes advice fees. The SPD and fee disclosures should say what you pay, who pays it, and how it is taken from your account.
Defaults: What the plan does automatically if you do not make a choice, such as auto-enrollment, a default contribution rate, or a default investment. The SPD should say what those defaults are and how you can change them.

Fences

Education only. No investment advice.
No retention or turnover promises.
No account numbers, logins, balances, or SSNs.
Synthetic SPD in the demo.
Adviser booking builds a calendar invite. Nothing is auto-sent.